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Home > Group Health Insurance

Group Health


Group Health Information

Group Health Insurance


What is group health insurance?

What group health insurance is an insurance plan that provides coverage to a group of people, an example of a group would be a business or non-profit organization. In most cases, an employer will offer group health insurance as one of the major benefits for their employees and families.



  

What are the benefits of group health insurance?

For employees, one of the benefits of group health insurance is better access to care due to lower cost of policies. With access to health insurance employees are more encouraged to actively maintain their health. Employees with health coverage are protected financially from medical expenses which are the biggest cause of bankruptcies.  

For employers, any expenses incurred related to health insurance are 100% tax-deductible as an ordinary business expense. Another benefit for the employer is using group health insurance to recruit and retain quality employees. This will lower your hiring costs. Looking for, hiring and training new employees takes time and cost money.
 

Is your business required to purchase group health insurance?

Large businesses with 50 or more employees are now required to offer group health insurance under the Affordable Care Act. Small businesses with fewer than 50 employees are not required to offer coverage, but they can qualify for tax credits to help offset the cost if they choose to offer healthcare and pay for at least half of each employee’s premium.

Contact us today for more information about group health insurance.

Local Service Areas Near Me

Phoenix, Arizona
Peoria, Arizona
Anthem, Arizona
Cave Creek, Arizona
Surprise, Arizona
Glendale, Arizona


 

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Fortress Insurance Services

20325 N 51st Ave Ste 134
Glendale, AZ 85308

Phone: 623-237-3481
Fax: 623.237.3481
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